The internet makes life easier in many ways, and it makes comparison shopping easier, too, but be sure you’re comparing apples to apples. More than 70 percent of consumers get quotes on their auto insurance online and 20 percent areRead more…
Posts Categorized: Uncategorized
Protect yourself against the 14%
“UM/UIM” may be one of the most important abbreviations you should understand on your car insurance policy. UM stands for uninsured motorist, and nearly 1 in 7 drivers nationwide is uninsured despite laws in 49 states (not New Hampshire) requiringRead more…
An insurance review is worth the time and trouble
Insurance policies are usually very low on our list of priorities. Reading them and understanding what is and isn’t covered is many times as exciting as watching paint dry. We’re all busy — our work week usually starts and finishesRead more…
New calculations mean changes to the cost of workers comp insurance
Illinois companies with a history of workers compensation claims will be paying even more for workers comp insurance beginning next year, thanks to a new approach to calculating risks. Policyholders with a proven record of managing risks and maintain safety,Read more…
Who’s responsible?
An interesting insurance question arose recently when a vehicle my son sold to a friend was damaged by a falling tree. The 1999 Durango was parked in the parking lot of my son’s friend’s employer while he worked. A deadRead more…
High temps affect home, health and premiums
Nothing like temperatures in the triple digits to remind us it’s summer. Mother Nature appears to be taking a breather between hot flashes, with temps in northern Illinois expected to approach 100 degrees again next week. As with most trends,Read more…
Enjoy a safe holiday
Leave the pyrotechnics displays to the professionals. Most fireworks are illegal in Illinois though sparklers and some novelties escape legal authority. But with the recent dry weather and this week’s continued high temperatures in northern Illinois and elsewhere, people shouldRead more…
Flood insurance may help you sleep easier during a rainstorm
The torrential rainfall and subsequent flooding last week in Duluth, Minn., may have you wondering if you need flood insurance. Less than 2 percent of Illinois residents and business owners have flood insurance, according to a 2008 report from theRead more…
Reduce workers compensation costs
Workers compensation insurance is a considerable expense for small business owners and premiums may be increasing even more, but there are a number of steps small business owners can take to mitigate costs. Workers compensation insurance is a mandatory protectionRead more…
Lint is not your dryer’s friend
If you’re not hanging the laundry on the clothes line on these fine June days, improve the functioning and safety of your dryer by cleaning the dryer vent. The dryer vent is not the lint screen, which should be cleanedRead more…