An interesting insurance question arose recently when a vehicle my son sold to a friend was damaged by a falling tree. The 1999 Durango was parked in the parking lot of my son’s friend’s employer while he worked. A deadRead more…
Posts Tagged: Insurance
High temps affect home, health and premiums
Nothing like temperatures in the triple digits to remind us it’s summer. Mother Nature appears to be taking a breather between hot flashes, with temps in northern Illinois expected to approach 100 degrees again next week. As with most trends,Read more…
Flood insurance may help you sleep easier during a rainstorm
The torrential rainfall and subsequent flooding last week in Duluth, Minn., may have you wondering if you need flood insurance. Less than 2 percent of Illinois residents and business owners have flood insurance, according to a 2008 report from theRead more…
Reduce workers compensation costs
Workers compensation insurance is a considerable expense for small business owners and premiums may be increasing even more, but there are a number of steps small business owners can take to mitigate costs. Workers compensation insurance is a mandatory protectionRead more…
Lint is not your dryer’s friend
If you’re not hanging the laundry on the clothes line on these fine June days, improve the functioning and safety of your dryer by cleaning the dryer vent. The dryer vent is not the lint screen, which should be cleanedRead more…
Sometimes, what’s not covered is as important as what is covered
When it comes to homeowners insurance, knowing what’s not covered before a claim is the only way to rest easy. Inspect your policy paying as much attention to the section on “losses we do not cover” as you do toRead more…
Playing with fire
Some of us grill all year round, but for many of us, Memorial Day weekend is the beginning of the grilling season. A house fire or burn injury would certainly douse your weekend celebration. If you’re using your gas grillRead more…
Spring clean your rain gutters
A way to protect the investment in your home is to pay attention to the little things – like your rain gutters. According to the National Weather Service, cities in Kane County have gotten 1 to 2 inches ofRead more…
Is it time to review your insurance coverage?
When it’s time to review your insurance package, work with an experienced insurance agent who knows to ask the right questions. When is a good time to review your package? When you experience major life changes like moving, the birthRead more…
Don’t undervalue your stuff
Many homeowners policies have the standard percentage of coverage for “your stuff” or “everything that’s not nailed down” coverage also known as personal property. Without a close look and valuation of your personal property, you may think you’ve got plentyRead more…